The Canadian Dental Care Plan (CDCP) will help ease financial barriers to accessing oral health care for eligible Canadian residents with an annual adjusted family net income of less than $90,000 who do not have access to dental insurance.
To qualify for the CDCP, you must:
Applications for the Canadian Dental Care Plan (CDCP) will open in phases.
When can you visit an oral health provider
Canadian residents who are enrolled in the CDCP will be able to start seeing an oral health provider as early as May 2024.
Sun Life is the contracted service provider who will manage the Canadian Dental Care Plan (CDCP) on behalf of the Government of Canada. Once you’ve applied and it is confirmed that you qualify, your information will be shared with Sun Life, who will enrol you in the CDCP.
Sun Life will then send you a welcome package, which will include:
The Canadian Dental Care Plan (CDCP) will help cover the cost of various oral health care services that keep your teeth and gums healthy and treat problems that can happen.
Examples of services that could be covered under the CDCP, as recommended by an oral health provider, includes the following:
How much will be covered
People covered under the CDCP will not have to pay the full cost out of their own pocket. Oral health providers enrolled in the CDCP will be required to submit the claims directly to Sun Life for payment rather than having patients seek reimbursement from Sun Life for services covered under the plan.
Co-payments are based on adjusted family net income. (Line 23600 on your Federal Tax Return)
How much will the CDCP cover:
Lower than $70,000 = 100%*
Between $70,000 and $79,999 = 60%*
Between $80,000 and $89,999 = 40%*
*Percentage of eligible oral health care service costs that will be covered at the CDCP established fees.
For more information: https://www.canada.ca/en/services/benefits/dental/dental-care-plan.html